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Updated Oct 2026·By Arun, Chartered Accountant·2 min read·Cross-checked vs issuer MITC & RBI·How we research
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Verified October 2026 against the issuer’s current product page, terms and notices: YES BANK has no card called ‘Business Black’. Its business credit cards are YES First Business and YES Prosperity Business. First Business: ₹999 + GST, first year waived on ₹20,000 spend in 30 days, renewal waived on ₹3 lakh a year; forex 2% from 15 June 2026; domestic lounges need ₹75,000 spend in the previous quarter. Prosperity Business: ₹499 + GST, waived on ₹10,000 in 30 days or ₹1 lakh a year; forex 3%; lounge threshold ₹50,000. Interest 3.99% a month on both.
YES BANK Business Credit Cards: First Business and Prosperity Business
YES BANK · Business cards
No card called “Business Black”
First Business: forex 2%
Prosperity Business: ₹499 fee
Last reviewed: October 2026, against YES BANK’s key fact statement (September 2026) and MITC (October 2026).
Current status
YES BANK’s current terms do not list any card called “Business Black”. The bank’s business credit cards are YES First Business and YES Prosperity Business, summarised below.
YES BANK business cards compared
| Item | Terms |
|---|---|
| YES First Business — fee | ₹999 + GST; first year waived on ₹20,000 spend in 30 days; renewal waived on ₹3 lakh spend in the anniversary year |
| YES First Business — forex | 2% from 15 June 2026 (earlier 1.75%) |
| YES First Business — lounges and fuel | Domestic lounges need ₹75,000 spend in the previous quarter; fuel waiver on ₹500–₹5,000, max ₹500 per cycle |
| YES Prosperity Business — fee | ₹499 + GST; first year waived on ₹10,000 spend in 30 days; renewal waived on ₹1 lakh |
| YES Prosperity Business — forex | 3% from 15 June 2026 (earlier 2.5%) |
| YES Prosperity Business — lounges and fuel | Domestic lounges need ₹50,000 spend in the previous quarter; fuel waiver on ₹500–₹5,000, max ₹250 per cycle |
| Both cards | Interest 3.99% a month (47.88% a year); ₹100 fee per reward redemption; cash advance 2.5% or ₹650, whichever is higher |
Alternatives
For other business cards, see our HDFC BizPower review or our best business credit cards guide.
FAQ
Does YES BANK have a Business Black credit card?
No. Its business cards are YES First Business and YES Prosperity Business.
Which YES business card has the lower forex markup?
YES First Business, at 2% from 15 June 2026.
Ready to apply for this card?
Apply on the official YES Bank site →Opens YES Bank’s official website. Check current fees & eligibility before applying.