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Updated Oct 2026·By Arun, Chartered Accountant·1 min read·Cross-checked vs issuer MITC & RBI·How we research
Renamed to YES BANK ACE — check availability
Verified October 2026 against the issuer’s current product page, terms and notices: YES BANK has renamed YES Prosperity Rewards Plus to the YES BANK ACE Credit Card. The fee is ₹499 + GST for the first year and each renewal; the first-year fee is waived on ₹5,000 spend within 30 days and renewal on ₹50,000 spend in the card year. Interest is 3.99% a month. Forex markup is 3.5% from 15 June 2026. The fuel surcharge waiver covers ₹500–₹3,000 transactions, up to ₹100 a cycle. Points are valid 36 months, with a ₹100 fee per redemption.
YES Prosperity Rewards Plus Credit Card: Now YES BANK ACE
YES BANK · Renamed card
Renamed to YES BANK ACE
Fee ₹499 + GST
Forex 3.5%
Last reviewed: October 2026, against YES BANK’s key fact statement (June 2026).
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What changed
YES BANK’s key fact statement says the ACE card “was earlier known as YES Prosperity Rewards Plus”. If you hold a Prosperity Rewards Plus card, your card now carries the ACE name and terms.
| Item | Current terms |
|---|---|
| Joining / annual fee | ₹499 + GST each; first year waived on ₹5,000 spend within 30 days; renewal waived on ₹50,000 spend in the card year |
| Interest | 3.99% a month (47.88% a year) |
| Forex markup | 3.5% from 15 June 2026, plus 1% on rupee transactions with overseas merchants |
| Fuel surcharge waiver | 1% on ₹500–₹3,000 transactions, up to ₹100 per statement cycle |
| Cash withdrawal fee | 2.5% or ₹650, whichever is higher |
| Reward points | Valid 36 months; ₹100 fee per redemption |
| Other fees | 1% on rent, on wallet loads above ₹2,000, on utilities above ₹25,000 a month and on education paid through third-party apps |
Full review
See our YES Bank ACE Credit Card review for the complete, current terms.
FAQ
Is YES Prosperity Rewards Plus still available?
It has been renamed. YES BANK now issues it as the YES BANK ACE Credit Card.
What is the annual fee?
₹499 + GST, waived on ₹50,000 spend in the card year.
Ready to apply for this card?
Apply on the official YES Bank site →Opens YES Bank’s official website. Check current fees & eligibility before applying.