YES Bank Wellness Credit Card Review
The YES Bank Wellness Credit Card, built with Aditya Birla Wellness, is a niche card focused on health spends and lifestyle wellness. It rewards pharmacy purchases heavily and bundles health check-ups, doctor consultations and fitness sessions — a useful fit for health-conscious households. Here is the verified review.
- 20 RP per ₹200 at pharmacies — strong on health spends
- Complimentary health check-ups
- Unlimited specialist/nutritionist/GP consultations
- 6 complimentary fitness sessions per month
- Two tiers (Wellness / Wellness Plus) to suit needs
- 4 RP/₹200 base rate is modest off-pharmacy
- Best value only for health-focused spenders
- Wellness benefits tied to partner network
- Reward caps may apply — verify
- Confirm current fees with YES Bank
Rewards & wellness benefits
| Item | Detail |
|---|---|
| Pharmacy/chemist spends | 20 reward points per ₹200 |
| Other spends | 4 reward points per ₹200 |
| Health check-ups | Complimentary |
| Consultations | Unlimited (specialists, nutritionists, GPs) |
| Fitness | 6 complimentary sessions/month (gym, yoga, Zumba) |
| Variants | Wellness / Wellness Plus |
Eligibility & documents
Age
21 to 60 years
Income
Per YES Bank norms
Recommended CIBIL
~730+
Network
Visa
Best for
Health-conscious spenders
Documents
PAN, Aadhaar, income & address proof
The real value
For households with regular pharmacy bills, 20 RP per ₹200 (10x the base rate) is a meaningful accelerator, and the bundled health check-ups, unlimited consultations and monthly fitness sessions can be worth more than the fee if you actually use them. Outside health and wellness, the 4 RP per ₹200 base is ordinary — so the card is best paired with a stronger everyday earner.
Who this card is for
- Best fit: health-focused users with regular pharmacy, consultation and fitness spends.
- Skip if: you want a high flat-rate everyday card or won’t use the wellness benefits.
How to apply & how to cancel
Apply: via yes.bank.in or a branch. Cancel: call YES Bank customer care after clearing dues; redeem points first.
Final verdict
The YES Bank Wellness Credit Card is a smart pick for the health-conscious — strong pharmacy rewards plus genuinely useful check-ups, consultations and fitness sessions. The base reward rate is modest, so treat it as a wellness-focused companion card; the Wellness Plus tier suits those who want richer benefits.
Frequently asked questions
How many points at pharmacies?
20 reward points per ₹200 spent at chemists/pharmacies; 4 RP per ₹200 elsewhere.
What wellness benefits are included?
Complimentary health check-ups, unlimited consultations with specialists/nutritionists/GPs, and 6 fitness sessions per month.
What’s the difference between Wellness and Wellness Plus?
Wellness Plus is the premium variant with richer benefits; the standard Wellness card is the entry option.
Is it still available?
Yes — the card remains active as of June 2026. Confirm current fees and terms with YES Bank.
Data current as of June 2026, cross-checked against YES Bank and aggregator pages. Confirm current fees and terms on yes.bank.in before applying.