YES Bank Wellness Plus Credit Card Review
The YES Bank Wellness Plus is the premium tier of YES Bank’s health-focused range — stronger pharmacy rewards, a ₹25 lakh medical insurance cover, fitness sessions and lounge access. Here is the verified review.
- 5X (30 RP per ₹200) at pharmacies/chemists
- ₹25 lakh emergency-hospitalisation medical insurance
- 12 complimentary fitness sessions/month
- Annual health check-ups + 24×7 doctor helpline
- 2 domestic lounge visits/quarter (30+ lounges)
- 6 RP/₹200 base off pharmacy is modest
- Best value for health-focused spenders
- Wellness benefits tied to partner network
- Point value ₹0.25 each
- ₹1,499 fee
Rewards & benefits
| Item | Detail |
|---|---|
| Joining fee | ₹1,499 |
| Pharmacy/chemist | 5X (30 RP per ₹200) |
| Other spends | 6 RP per ₹200 (₹0.25/point) |
| Medical insurance | ₹25 lakh emergency hospitalisation |
| Fitness | 12 complimentary sessions/month |
| Lounge | 2 domestic/quarter (30+ lounges) |
Who this card is for
- Best fit: health-focused households who’ll use the pharmacy rewards, medical cover and fitness sessions.
- Skip if: you want a high flat-rate everyday card or won’t use the wellness benefits.
How to apply & how to cancel
Apply: via yes.bank.in. Cancel: call YES Bank after clearing dues; redeem points first.
Final verdict
The YES Bank Wellness Plus is a strong premium health card — 5X on pharmacy, a sizeable ₹25 lakh medical cover, monthly fitness sessions and lounge access. For health-conscious households who’ll use the benefits, it more than justifies the ₹1,499 fee; as a general earner it’s average.
Frequently asked questions
How rewarding are pharmacy spends?
5X — 30 reward points per ₹200 at pharmaceutical/chemist stores; 6 RP per ₹200 elsewhere.
What medical cover is included?
₹25 lakh emergency-hospitalisation medical insurance.
What wellness benefits does it offer?
Annual health check-ups, a 24×7 doctor/counsellor helpline, 12 fitness sessions a month and personalised diet plans.
What’s the fee?
₹1,499 joining.
Data current as of June 2026, cross-checked against YES Bank and aggregators. Confirm current terms on yes.bank.in before applying.