ixigo AU Credit Card Review
The ixigo AU Credit Card is a lifetime-free travel card built around ixigo bookings and a standout 0% forex markup — rare on a no-fee card. Here is the verified review.
- 0% forex markup on a lifetime-free card
- Up to 10% instant discounts on ixigo flights/hotels/bus
- 16 domestic airport & railway lounges + 1 international/year
- 10 RP per ₹200 online; 1,000 RP + 1,000 ixigo money welcome
- Up to 3 free add-on cards
- Reward devaluation effective 13 April 2026
- Lounge access now needs ₹50k prior-quarter spend
- Reward points capped 10,000/cycle
- Best discounts tied to ixigo bookings
- 5 RP/₹200 base off online
Features & rewards
| Item | Detail |
|---|---|
| Fee | Lifetime-free (up to 3 free add-ons) |
| Forex markup | 0% |
| ixigo discounts | Up to 10% — flights/hotels (₹3,000), bus (₹300); train PG waiver |
| Online rewards | 10 RP per ₹200 |
| Other spends | 5 RP per ₹200 (cap 10,000 RP/cycle) |
| Lounge | 16 domestic + 1 international/year (₹50k prior-quarter from Apr 2026) |
Eligibility & documents
Fee
Lifetime-free
Forex
0% markup
Network
RuPay / Visa
Best for
ixigo users & international travellers
Recommended CIBIL
~720+
Documents
PAN, Aadhaar, income & address proof
Who this card is for
- Best fit: ixigo bookers and international travellers who want 0% forex and lounges at no fee.
- Skip if: you don’t book via ixigo and want a high flat-rate everyday card.
How to apply & how to cancel
Apply: via au.bank.in or ixigo. Cancel: call AU customer care after clearing dues; redeem points first.
Final verdict
The ixigo AU Credit Card is a standout no-fee travel card — 0% forex and generous ixigo discounts plus broad lounge access are rare at zero cost. The April 2026 devaluation and spend-gated lounges trim it slightly; for ixigo users and international travellers it remains excellent value.
Frequently asked questions
What’s the forex markup?
0% — unusual for a lifetime-free card, making it great for international spends.
What ixigo discounts does it give?
Up to 10% instant discount on ixigo flights and hotels (max ₹3,000 each) and bus (max ₹300), plus a train payment-gateway waiver.
How much lounge access?
16 domestic airport/railway lounge visits and 1 international a year — spend-gated (₹50,000 prior quarter) from April 2026.
Any recent changes?
A reward devaluation took effect on 13 April 2026 — confirm current rates with AU.
Data current as of June 2026, cross-checked against AU Small Finance Bank and ixigo. Rewards were revised in April 2026 — confirm current terms on au.bank.in before applying.