Best AU Small Finance Bank Credit Cards in India (2026): Full List & How to Choose
AU Small Finance Bank has rapidly expanded its credit-card range in 2026 with a new heritage-themed line-up (Ananta, Lakshya, Tejas, Prathama) alongside the customisable LIT card and the co-branded CheQ AU. This guide lists every AU card we have reviewed and helps you choose.
All AU Small Finance Bank credit cards we’ve reviewed
Every AU Small Finance Bank card we have reviewed in depth — tap any card for the full breakdown of fees, rewards and real-world value.
AU Tejas Credit CardRead full review →
AU Lakshya Credit CardRead full review →
AU Ananta Credit CardRead full review →
AU Bank Xcite Credit CardRead full review →
AU Bank Zenith Credit CardRead full review →
AU Bank Ixigo Credit CardRead full review →
AU Bank Zenith Plus Credit CardRead full review →
AU Bank Vetta Credit CardRead full review →
AU Bank Altura Plus Credit CardRead full review →
AU Bank LIT Credit CardRead full review →
How to choose your AU Small Finance Bank card
AU’s ladder is easy to navigate: Prathama is the near-free starter, Tejas is the everyday cashback pick, Lakshya adds dining and entertainment perks, and Ananta is the premium travel card with a low 1.99% forex markup. The LIT card suits people who want to switch benefits on and off, and CheQ AU rewards bill payments.
Eligibility & how to apply
AU Small Finance Bank cards are open to resident salaried and self-employed applicants within the bank’s norms, with PAN + Aadhaar KYC. Existing AU customers can check pre-approved offers in the AU 0101 app; premium cards need a higher income profile.
Frequently asked questions
What are AU’s new 2026 credit cards?
AU launched Ananta, Lakshya, Tejas and Prathama in 2026 — a laddered range from a ₹100 starter card to a premium travel card. Full reviews are linked above.
Which AU card is best for travel?
AU Ananta, with its 1.99% forex markup and four quarterly lounge visits, is AU’s strongest travel card.
Which AU card is cheapest?
AU Prathama at ₹100 + GST is the entry-level starter card, waived on modest annual spends.