RBL Bank Platinum Maxima Credit Card Review
The RBL Platinum Maxima is a mid-tier rewards card with accelerated points on dining, grocery, entertainment and international spends, a chunky welcome bonus, milestones and lounge access. Here is the verified review.
- 10 RP per ₹100 on dining, grocery, entertainment & international
- 8,000-point welcome bonus
- Milestone bonuses (10,000 RP at ₹2L + ₹4L)
- Up to 15 movie tickets a year
- 2 domestic lounge visits/quarter
- 10X capped at 1,000 RP/month
- 2 RP/₹100 base elsewhere
- Milestones need ₹2–4 lakh annual spend
- ₹2,000 fee
- Reward value depends on redemption
Fees & rewards
| Item | Detail |
|---|---|
| Annual fee | ₹2,000 |
| Welcome | 8,000 bonus RP |
| Dining/grocery/entertainment/international | 10 RP per ₹100 (cap 1,000 RP/month) |
| Other spends | 2 RP per ₹100 |
| Milestones | 10,000 RP at ₹2L + 10,000 RP at ₹4L |
| Lounge | 2 domestic/quarter |
Who this card is for
- Best fit: varied spenders (dining/grocery/entertainment) who’ll hit the milestones and use lounges.
- Skip if: you want a higher base rate or premium travel benefits.
How to apply & how to cancel
Apply: via rblbank.com. Cancel: call RBL after clearing dues; redeem points first.
Final verdict
The RBL Platinum Maxima is a capable mid-tier rewards card — strong 10X categories, a good welcome and milestone bonuses, plus lounges and movie tickets, for a reasonable ₹2,000 fee. Respect the 1,000-RP monthly cap and it’s solid value for varied spenders.
Frequently asked questions
What earns 10 RP per ₹100?
Dining, grocery, entertainment and international spends, capped at 1,000 reward points per month.
What is the fee?
₹2,000 annual, with an 8,000-point welcome bonus.
Are there milestone bonuses?
Yes — 10,000 reward points each at ₹2 lakh and ₹4 lakh of annual spend.
How much lounge access?
2 domestic lounge visits per quarter.
Data current as of June 2026, cross-checked against RBL Bank and aggregators. Confirm current terms on rblbank.com before applying.