Best RBL Bank Credit Cards in India (2026): Full List & How to Choose

RBL Bank has a wide credit-card portfolio, including many co-branded and rewards cards across shopping, travel and everyday categories. This guide lists every RBL card we have reviewed and helps you choose in 2026.

Quick picks: Best premium — RBL Bank Platinum Maxima Credit Card. Everyday / entry pick — RBL ShopRite Credit Card.

All RBL Bank credit cards we’ve reviewed

Every RBL Bank card we have reviewed in depth — tap any card for the full breakdown of fees, rewards and real-world value.

How to choose your RBL Bank card

RBL’s co-branded cards can be very rewarding if you shop with the partner brand; otherwise a general rewards or cashback RBL card is the safer pick. Watch the milestone and spend-based benefits, and match them to your real usage — the individual reviews explain each.

Eligibility & how to apply

RBL Bank credit cards are available to salaried and self-employed applicants within the bank’s age and income norms, with standard PAN + Aadhaar KYC.

Fees, reward rates and benefits change often. We cross-check each card against the issuer’s Most Important Terms & Conditions (MITC), but always confirm the latest terms on the official RBL Bank page before applying.

Before you apply for a RBL Bank card

  • Start with your existing relationship. If you already hold a RBL Bank savings or salary account, pre-approved offers usually come with faster approval and sometimes a fee waiver — check the bank’s app first.
  • Match the card to your top two spend categories. A card that earns 5% on what you rarely buy is worth less than 1.5% on everything.
  • Read the MITC for annual fee waiver conditions, reward caps, excluded categories (rent, fuel, wallets, utilities) and late-payment charges.
  • Check your CIBIL score — most banks look for 750+ for mid and premium cards. See what score you need.

Getting the most from a RBL Bank card

  • Redeem points through the bank’s catalogue or travel partners rather than for statement credit, which usually gives the lowest value — try the reward points value calculator.
  • Track lounge-access spend conditions each quarter; most banks made lounge access spend-based in 2025–26.
  • Set the card to auto-pay the full statement amount.

Recent RBL Bank changes

  • The BookMyShow co-brand card was transitioned on 20 December 2025; see our Popcorn card review for what existing holders get.

See all issuer changes on our credit card updates page.

Reviewed October 2026. Card features change often — confirm current terms on the issuer’s site before applying.

Frequently asked questions

Is the RBL BookMyShow card still available?

It was transitioned in December 2025. Existing holders should check the replacement benefits in the bank’s communication.

Which RBL card is best for shopping?

RBL’s co-branded shopping cards reward spends with specific partners — see the reviews above to find the right match.

Does RBL offer cashback cards?

Yes — RBL has cashback and rewards cards; the reviews above compare their effective rates.

What are RBL card fees?

Fees vary by card; each review lists the current joining and annual fee and waiver conditions.

A
ArunChartered Accountant
Arun is a Chartered Accountant with 14 years in finance leadership. He writes and maintains every review and calculator on CreditSmart, cross-checking each figure against issuer MITC documents, RBI notifications and official rate sheets before publication. He accepts no commissions or payments from card issuers.

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